What exclusions apply to the benefits payable for both Accident Insurance and the Accident Disability benefits? The exclusions and limitations listed below may vary by state. Accident insurance is not available in New York.
Product offerings may not be available in all states and may vary depending on state laws and regulations. Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 12-GP-01, 12-AC-C-01, 12-AC-R-01, and 12-AC-R-02, subject to state availability. The policy, certificate, and any rider, if applicable, may not be available in all states. Benefits payable are subject to all terms and conditions of the certificate.
The certificate and its riders have exclusions and limitations that may affect any benefits payable. It does not provide basic hospital, basic medical, or major medical insurance. Accident Insurance is a limited benefit policy.
